June 16, 2025
millerinsWhat is driving insurance rates in 2025?
In 2025, there are several key factors driving the fluctuations in driving insurance rates, both on an individual and national level. These factors are often tied to broader economic, technological, and societal shifts. Here’s a breakdown of what’s influencing insurance rates in 2025: 1. Inflation and Economic Factors Increased Costs of Repair and Replacement: The […]
April 28, 2025
millerinsWhat You Should Know About: Avoiding Collisions With Wildlife
Deer or other animals crossing the road is a common hazard for drivers. Defensive driving can help you steer clear of a collision. What you should know: The Insurance Institute for Highway Safety (IIHS) estimates that there are more than 1.5 million deer-vehicle collisions each year. The average wildlife-vehicle collision auto claim is $4,135. Comprehensive coverage […]
February 17, 2025
millerinsDo I need to insure my offroad vehicles?
Yes, it’s generally a good idea to insure your off-road vehicles, though it may not be legally required everywhere. The type of insurance you need depends on a few factors: Legal requirements: In some areas, you may be required to have at least liability insurance for off-road vehicles (like dirt bikes or ATVs), especially if […]