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The Miller Insurance Agency Blog

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What Is Loss Control? The process of identifying and mitigating situations that may lead to losses is called "loss control." Loss control may involve both simple and complex ways to reduce the likelihood of facing a loss. Besides insurance, you can choose to use protective devices, oral or written contracts to shift loss consequences, avoid ownership of READ MORE >>

Defining “classic car” Different companies have different vehicle and age requirements, but vehicles are generally considered classics if they maintain or appreciate in value and are of limited production or special interest. Qualifications for classic car insurance READ MORE >>

As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the proje... READ MORE >>

Understanding the four essential protections provided by your homeowners policy   Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home... READ MORE >>

7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for disaster. READ MORE >>

Are you a contractor bidding on work that requires a surety bond?  Do you have questions about what a surety bond is, why you might need one, and how to get one? If so we are able to help. What’s A Surety Bond? First things first: what’s a surety bond, anyway? READ MORE >>

Adding a teen driver to an auto policy can be a challenging time for you. Not only are parents anxious about their teen’s driving safety – they frequently suffer from “sticker shock” when faced with the associated premium increase.  Below is a look at how teens drive these days. READ MORE >>

A business that deals with over-the-road transportation is highly concerned with substantially minimizing accidents. Vehicle accidents, besides interrupting work and creating loss of business property, have much wider consequences. Accidents also cause serious damage to public and private property and, more significantly, also create injuries and even fatalities. READ MORE >>

Most state financial responsibility laws require proof that you are able to pay for any damage or injury you may cause while driving. Auto insurance is the way that most people comply with these laws. Typically compliance only takes liability insurance at some minimal limit that varies by state. READ MORE >>

Also known as Guaranteed Auto Protection. It is insurance covering the difference between the actual cash value (ACV) of a damaged or stolen vehicle and the amount owed on the car under a loan or lease. This difference arises due to the rapid depreciation of most automobiles in their early year... READ MORE >>
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