Monday, May 3, 2021 When the number (and severity) of accidents rise, claims costs increase, says Salvatore. “Everything is costing more – from the size of claim settlements to litigation costs, medical costs to auto repair, which has gotten more expensive because people are buying more new, more expensive cars. READ MORE >>
Friday, April 30, 2021 Personal Liability Besides making sure you have enough protection to cover possible damage to your own home and contents, you should also evaluate your exposure to liability risks. These result from damage to the property of another, or injury to a person, not a member of your household, for which you can be responsible. READ MORE >>
Tuesday, April 20, 2021 1. Conduct Market Research for Your Startup Business Idea You’ve thought long and hard to come up with your business idea. Now you need a strategy to give your idea the best chance at succeeding. That’s where market research comes in. You might be asking yourself, “why do market research? READ MORE >>
Wednesday, March 31, 2021 3 Important Things to Know About Fire Extinguishers Whether your home or business is a three-story Tudor, a skyline-grazing apartment, an RV on wheels, skyscraper, or small office space you need at least one fire extinguisher for it. READ MORE >>
Wednesday, March 24, 2021 First things first: Do you really need to bring your tablet or laptop on your camping trip in The Great Pacific Northwest? Are you really going to watch a movie instead of looking at the stars? Check your email instead of roasting marshmallows? Work instead of play? Well, OK. We can’t stop you. READ MORE >>
Tuesday, March 16, 2021 The issue of diminished value (DV) has been debated among insurance companies, lawyers, state courts, consumers (including activist groups), auto parts manufacturers, and auto repair shops. Supporters of the DV theory say that these losses are real and should be reimbursed under an insurance policy whenever READ MORE >>
Wednesday, March 10, 2021 Love Bites—Get Umbrella Coverage In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. READ MORE >>
Monday, March 1, 2021 Bonding protects the consumer if the contractor fails to complete a job, doesn't pay taxes, or fails to meet other financial obligations, such as paying for supplies or subcontractors or covering damage that workers cause to your property READ MORE >>
Monday, February 22, 2021 Developing a proactive safety and health program is one of the best ways to help you control workplace incidents resulting in personal injuries and property damage. Why Do You Need A Safety Plan? To satisfy state and/or federal regulations To communicate procedures for reporting and recording accidents and incidents READ MORE >>
Thursday, February 4, 2021 Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that? READ MORE >>
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