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Home » Archives for millerins

millerins

February 21, 2024
millerins

2024 Property and Casualty insurance trends to be aware of

In our ever changing insurance market we have seen some general trends to be aware of and their impact on the insurance industry.   Some of these trends to be aware of include: Technology Integration: The insurance industry continues to adopt advanced technologies such as artificial intelligence, machine learning, and data analytics to enhance underwriting processes, […]
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February 5, 2024
millerins

What can I do to help control my insurance rates?

Controlling your insurance rates often involves a combination of factors that insurers consider when determining premiums. Here are some general tips that may help you manage and potentially reduce your insurance rates: Maintain a Good Driving Record: Avoid traffic violations, accidents, and other infractions. Safe driving can often lead to lower premiums. Bundle Policies: Consider […]
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January 24, 2024
millerins

What are the biggest insurance risks to my business?

The biggest insurance risks for a business can vary depending on the nature of the business, industry, and other factors. However, some common risks that businesses often consider protecting against include: Property Damage: Coverage for damage to your business property caused by events like fire, vandalism, or natural disasters. Liability Claims: Protection against claims of […]
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January 16, 2024
millerins

Homeowners insurance covering winter weather damage

Homeowners insurance typically provides coverage for a variety of risks, including damage caused by winter weather conditions. However, the specific coverage can vary based on your policy and the insurance provider. Here are some common types of winter weather damage that may be covered by homeowners insurance: Frozen Pipes: If your pipes freeze and burst, […]
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January 3, 2024
millerins

The higher cost of insuring an electric vehicle and why

Specific details about insurance for electric vehicles (EVs) in Everett, Washington are subject to constant change in this new era of battery powered vehicles. However, I can provide you with some general considerations and potential challenges that are often associated with insuring electric vehicles: Cost of Repairs: Electric vehicles generally have unique components and advanced […]
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December 7, 2023
millerins

What are my insurance liability risks as a general contractor in Washington State?

I am not a lawyer, so it’s important to consult with legal experts for advice tailored to your specific situation. However, I can provide you with some general information on insurance liability risks that general contractors in Everett, Washington may face. Keep in mind that regulations and requirements may change and it’s crucial to stay […]
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November 30, 2023
millerins

What should I look for when insuring my business in Everett Washington

When insuring your business in Everett, WA, there are several factors to consider to ensure that you have adequate coverage tailored to your specific needs. Here are some key aspects to look for when selecting business insurance: Industry-Specific Coverage: Depending on your business type, certain industries may have specific insurance needs. For example, a restaurant […]
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November 27, 2023
millerins

What coverage to look for when shopping for home insurance.

When shopping for home insurance, it’s essential to look for coverage that adequately protects your home and belongings. Here are key coverage types to consider: Dwelling Coverage: Covers the structure of your home, including the roof, walls, floors, and built-in appliances. Make sure the coverage amount is sufficient to rebuild your home in case of […]
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November 14, 2023
millerins

Reasons to Carry Umbrella Insurance

High-net-worth individuals often have substantial assets and wealth, making them potential targets for legal actions or lawsuits. While primary insurance policies (such as homeowners, auto, and liability insurance) provide coverage up to a certain limit, they may not be sufficient to protect a high-net-worth individual’s assets in the event of a catastrophic lawsuit. Here are […]
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November 9, 2023
millerins

What should you look at when shopping for car insurance?

Shopping for car insurance can be a crucial task to ensure you have the right coverage at a reasonable cost. Here are some key factors to consider: Coverage Types and Limits: Understand the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Determine the coverage limits that suit your […]
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