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Home » Blog

Blog

April 6, 2017
Agency

Auto Insurance – Talking to Your Teen About Safe Driving

When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:   Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being […]
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April 4, 2017
Agency

Road Rage

Emotions have a huge impact on driving. Long before starting your car, you’ve had to wake up, deal with morning stress, perhaps get your kids moving, and worry about work (including getting there on time). Now that you’re already stressed out, you start driving and are faced with a variety of drivers who: • Cruise […]
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March 31, 2017
Agency

Controlling Car Insurance

You may be frustrated with car insurance premiums and factors that cause increases, such as: • Your insurance company’s overall loss experience (due to more claims) • The increased value of newer model cars, particularly SUVs and models with smart car features • Increases in judgment amounts awarded in auto lawsuits • Increased business processing […]
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March 27, 2017
Agency

Insurance – Home Business Autos

Do you operate a business from your home? If so, it’s likely that you have arranged for the proper coverage to protect your property, such as business equipment and furnishings that you use with that business. You, hopefully, have also taken care of your premises liability. In other words, this is protection for injury to […]
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March 23, 2017
Agency

Fake Insurance

One of the most important actions a person can take to protect against the loss of property is to buy insurance. It involves taking time to find what type of coverage is needed, how much coverage is necessary, what insurer to deal with and whether one can afford adequate protection. Unfortunately, insurance consumers have a […]
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March 13, 2017
Agency

Auto Insurance – A Look at SUV’s

Sports Utility Vehicles (SUVs) continue among the rulers of the roadways. Their popularity is still high for the following reasons: they have a very comfortable ride they’re heavy and sturdy, making them more resistant to collision damage they’re capable of handling certain types of inclement weather better than smaller vehicles they’re more stylish than pickup […]
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March 7, 2017
Agency

Auto Insurance – Theft Prevention

Whether the economy is good or bad, nothing changes the fact that losing a car, truck, SUV, hybrid or electric vehicle due to auto theft is an expensive loss. Experts, including the FBI, estimate that annual U.S. vehicle thefts are from 750,000 to well over a million per year. Costs caused by these thefts are […]
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March 3, 2017
Agency

Business Insurance – Garage Keepers

Business should pay close attention to their chance of suffering loss involving their use of vehicles. It’s relatively easy to recognize loss created by cars and trucks that are owned and/or used in a business, such as sales representative cars or delivery vans. But there’s another source of vehicular loss that is faced by many […]
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February 27, 2017
Agency

INSURANCE – Special Property, Special Coverage

A standard homeowners insurance policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn’t extend to all types of property nor for all causes of loss. Certain types of […]
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February 24, 2017
Agency

Overview of Surety Bonds

Principles of Surety Bonding Surety bonding has much more in common with commercial lending than it does with insurance. Unlike insurance coverage and fidelity bonding, surety bonding is essentially a three-party obligation. It consists of: •        Obligee This is the first party, the party to whom the indemnity is provided. Note: A.I.A. construction bonds use […]
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