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millerins

November 30, 2023
millerins

What should I look for when insuring my business in Everett Washington

When insuring your business in Everett, WA, there are several factors to consider to ensure that you have adequate coverage tailored to your specific needs. Here are some key aspects to look for when selecting business insurance: Industry-Specific Coverage: Depending on your business type, certain industries may have specific insurance needs. For example, a restaurant […]
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November 27, 2023
millerins

What coverage to look for when shopping for home insurance.

When shopping for home insurance, it’s essential to look for coverage that adequately protects your home and belongings. Here are key coverage types to consider: Dwelling Coverage: Covers the structure of your home, including the roof, walls, floors, and built-in appliances. Make sure the coverage amount is sufficient to rebuild your home in case of […]
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November 14, 2023
millerins

Reasons to Carry Umbrella Insurance

High-net-worth individuals often have substantial assets and wealth, making them potential targets for legal actions or lawsuits. While primary insurance policies (such as homeowners, auto, and liability insurance) provide coverage up to a certain limit, they may not be sufficient to protect a high-net-worth individual’s assets in the event of a catastrophic lawsuit. Here are […]
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November 9, 2023
millerins

What should you look at when shopping for car insurance?

Shopping for car insurance can be a crucial task to ensure you have the right coverage at a reasonable cost. Here are some key factors to consider: Coverage Types and Limits: Understand the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Determine the coverage limits that suit your […]
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November 8, 2023
millerins

Winter Driving

WINTER DRIVING SAFETY AND INSURANCE: WHAT TO DO AND WHAT TO KNOW BEFORE YOU GO Winter weather driving conditions have arrived in the Pacific Northwest, delivering snow in the mountains and rain in the lowlands. Safe driving is important year-round, but especially during fall and winter when weather conditions become more unpredictable. The NW Insurance […]
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October 30, 2023
millerins

Driving Tips for Rainy Weather

7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver in Washington State has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for […]
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October 4, 2023
millerins

Filing an auto insurance claim (and when you might not want to)

Your driving record is a key component that determines how much you pay for auto insurance. A single accident can really cost you, especially if there’s significant property and medical damage. Premiums can increase by almost 50% after an at-fault accident claim, according to an analysis by The Zebra, an insurance comparison website. As you might […]
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September 14, 2023
millerins

4 reasons why your car insurance premium is soaring

It’s not only car prices that are giving drivers sticker shock these days — it’s also happening when they open their car insurance bills. The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday. On a monthly basis, car […]
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September 5, 2023
millerins

SHOULD I BUY RENTAL CAR INSURANCE?

A Perspective reader recently asked us the question that every vacationer who rents a car wants to know: “Should I buy the Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) that the rental car agent offers?” Or, in simpler terms: “Is it worth paying extra money for the additional “insurance” that’s offered to you by the rental car company […]
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August 23, 2023
millerins

The looming crisis that’s going to crush homeowners from coast to coast

As the risk of wildfires and storms grows, owning a home is getting riskier — and it’s showing up in the insurance market.  Insurance 101 The business of private insurance is the business of balancing risk and profit. To maintain profitability, insurance companies have to take in more in monthly premium payments from customers than […]
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