January 26, 2026
millerinsIs my new car insured when I purchase it?
Short answer: it depends—and this is one of those things that trips a lot of people up. Here’s how it usually works: If you already have auto insurance Many policies automatically cover a newly purchased car for a short grace period (often 7–30 days), but: Coverage is usually limited (sometimes only liability) You must notify […]
January 16, 2026
millerinsReal Cases, Real Rewards
Billion-dollar jury awards aren’t just big headlines – they’re a growing threat for businesses of all sizes. In fact, mega-nuclear verdicts, awards that exceed $100 million, have increased by 61% year over year.* Product liability is the leading category, making up 1 in 6 of 2024’s Top 100 verdicts. Large jury awards are no […]
December 16, 2025
millerinsDid You Know? We’re Licensed in More Than One State.
Many of our clients know The Miller Insurance Agency as their trusted local insurance partner—but you may not know that our reach extends beyond just one state. We are proud to be licensed to serve clients in Oregon, Idaho, Montana, Arizona, and Colorado, in addition to Washington. This means we can continue to help […]
December 10, 2025
millerinsWe all hope that “what if…?” never happens. This is just in case it does.
You’re used to handling challenges and making things happen. But sometimes, you find yourself in a situation you didn’t see coming. Liability risks can come in many forms, and some can be serious. If a big loss goes over what your regular liability insurance covers, a commercial umbrella policy can help. Coming Through When Other […]
December 8, 2025
millerinsHow to deal with an automobile smash and grab?
Here’s a clear, practical guide you can follow if you experience an automobile smash-and-grab. What to Do Immediately After a Smash-and-Grab 1. Stay Safe Make sure the area is safe before approaching your vehicle. If the incident is in progress, do not intervene—call 911. 2. Document the Damage Take photos of: Broken windows or doors […]
December 2, 2025
millerinsHow to best prepare my home for a cold winter to prevent damage?
Preparing your home for a cold winter is one of the best ways to prevent costly damage—and it often helps with insurance claims if something does go wrong. Here’s a solid checklist to protect your home before temperatures drop: Exterior Preparation 1. Protect Your Roof Inspect for missing or damaged shingles. Clean gutters and downspouts […]
November 12, 2025
millerins10 Reasons Car Insurance Premiums Are Getting So Expensive
With summer having officially arrived, many Americans will be loading up their cars, SUVs and minivans and hitting the road to any number of far-flung vacation destinations. Many, if not most, will also likely be stunned as to how much their auto insurance premiums have jumped. Industry estimates suggest the average motorist will see his […]
October 28, 2025
millerinsWhat are some common house maintenance projects to avoid costly insurance claims?
Proactive home maintenance is one of the best ways to prevent expensive insurance claims and keep your property in top shape. Here’s a breakdown of common maintenance projects that help you avoid damage (and the claims that follow): 1. Roof Maintenance Inspect annually for missing, curling, or damaged shingles. Clean gutters and downspouts to prevent […]
September 30, 2025
millerinsHow does insurance fraud affect my insurance premiums?
Insurance fraud raises costs for insurers, and those costs get passed on to honest customers through higher premiums, stricter underwriting, and fewer discounts — plus if you are found to have committed fraud, your rates will go up a lot (and you can also face denial of claims, cancellation, fines, or criminal charges). How fraud […]
September 26, 2025
millerinsWhy do I need umbrella insurance coverage?
Umbrella insurance is essentially extra liability coverage that kicks in after you’ve exhausted the limits of your auto, homeowners, or other primary liability policies. Here’s why many people choose to carry it: 1. Protects Against Large Lawsuits If you’re ever sued for causing injury, property damage, or personal harm (like libel or slander), judgments can […]