April 28, 2017
AgencyBusiness Insurance – Office Functions and Alcohol
The office picnic, office-sponsored sports activities, holiday party, and client party may involve serving and consuming alcoholic beverages. Can a business be held responsible for injuries or damage that result from serving alcohol? Is the current insurance program sufficient to address this concern? Is it necessary to purchase special insurance? State alcohol laws (called Dram […]
April 18, 2017
AgencyAuto Insurance – Sometimes Less is Less
Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum […]
April 13, 2017
AgencyHome Insurance – How Much are Your Possessions Worth?
In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. […]
April 6, 2017
AgencyAuto Insurance – Talking to Your Teen About Safe Driving
When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being […]
April 4, 2017
AgencyRoad Rage
Emotions have a huge impact on driving. Long before starting your car, you’ve had to wake up, deal with morning stress, perhaps get your kids moving, and worry about work (including getting there on time). Now that you’re already stressed out, you start driving and are faced with a variety of drivers who: • Cruise […]
March 31, 2017
AgencyControlling Car Insurance
You may be frustrated with car insurance premiums and factors that cause increases, such as: • Your insurance company’s overall loss experience (due to more claims) • The increased value of newer model cars, particularly SUVs and models with smart car features • Increases in judgment amounts awarded in auto lawsuits • Increased business processing […]
March 27, 2017
AgencyInsurance – Home Business Autos
Do you operate a business from your home? If so, it’s likely that you have arranged for the proper coverage to protect your property, such as business equipment and furnishings that you use with that business. You, hopefully, have also taken care of your premises liability. In other words, this is protection for injury to […]
March 23, 2017
AgencyFake Insurance
One of the most important actions a person can take to protect against the loss of property is to buy insurance. It involves taking time to find what type of coverage is needed, how much coverage is necessary, what insurer to deal with and whether one can afford adequate protection. Unfortunately, insurance consumers have a […]
March 13, 2017
AgencyAuto Insurance – A Look at SUV’s
Sports Utility Vehicles (SUVs) continue among the rulers of the roadways. Their popularity is still high for the following reasons: they have a very comfortable ride they’re heavy and sturdy, making them more resistant to collision damage they’re capable of handling certain types of inclement weather better than smaller vehicles they’re more stylish than pickup […]
March 7, 2017
AgencyAuto Insurance – Theft Prevention
Whether the economy is good or bad, nothing changes the fact that losing a car, truck, SUV, hybrid or electric vehicle due to auto theft is an expensive loss. Experts, including the FBI, estimate that annual U.S. vehicle thefts are from 750,000 to well over a million per year. Costs caused by these thefts are […]