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Home » Blog

Blog

October 9, 2017
Agency

Business Insurance – Contamination Coverage and Tips for Breweries

The brew process involves a number of perishable ingredients, all of which require proper storage. Mishandling or incorrectly storing these ingredients could cripple your brewery’s ability to produce a good quality product. What is contamination? The proliferation of unintended organisms, including bacteria, molds, or wild yeast. Contamination also includes drug compounds or any other physical […]
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October 5, 2017
Agency

Auto Insurance – Is Your Car Worth Less Than Your Loan?

Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle’s value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. It isn’t […]
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September 28, 2017
Agency

Contractors Insurance – How to obtain your Electrical Contractors License

Quite often we get asked on how our clients need to go about getting licensed with the state of Washington for the contractors license.  Below you will find useful information and links provided from the Contractors licensing site for Washington State. Electrical Contractor’s License You’ll have to take an exam to get an electrical contractor’s […]
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September 19, 2017
Agency

Auto Insurance – Towing Safety

It amazes me sometimes how much stuff someone will load onto their vehicle without thinking about the safety of overloading or not property securing trailer loads (see photo). There are certain times when you have a need to extend what you usually transport with your car, pickup, SUV or van. It could be that you’re […]
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September 15, 2017
Agency

Auto Insurance – Avoid Flooded Vehicles

When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller’s block in another state. However, there may be no mention that the vehicle was […]
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September 12, 2017
Agency

Home Insurance – Fire Pit Safety

Many homeowners love the simplicity and effectiveness of using fire pits as a way to enhance the looks and the usefulness of their homes’ outdoor space. Fire pits are great for entertaining during cooler spring and autumn days and nights and have grown increasingly popular. They may be portable units, simple dirt areas, encircled with […]
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August 21, 2017
Agency

Insuring Roommates And Domestic Partners

Most insurance policies are designed to cover the following: • single individuals • traditional married couples • traditional family – husband, wife, children • relatives sharing the same household However, when two or more unrelated individuals live in the same residence and/or share the use of the same vehicle(s), the coverage situation becomes confused.  It’s […]
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August 11, 2017
Agency

Classic Car Insurance – Protecting your Classic

Depending on the type of car you own and your driving history (tickets and accidents), you are likely insured in the standard or preferred auto market. Both markets cover typical vehicles and operators. This allows insurance companies to use a comfortable set of assumptions about expected losses and repair expenses for developing insurance premiums. However, […]
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August 7, 2017
Agency

Motorcycle Insurance – Motorcycle Safety

In our many years of offering motorcycle insurance to our clients we have been fortunate enough to only deal with one serious accident and fortunately our insured lived to tell the story.  Our client hands down attributes his living to tell the story from wearing the all his safety gear and not going the cheap route when purchasing […]
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August 4, 2017
Agency

Insurance – Should I file a claim and how can it impact my current coverage?

You buy insurance to protect your home and car from damage, but when an accident happens, is it in your best interest to file a claim? It seems like the answer should be a resounding “yes,” but a middling “maybe” is a far better response. Why the ambiguity? The decision to file a claim can […]
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