November 8, 2023
millerinsWinter Driving
WINTER DRIVING SAFETY AND INSURANCE: WHAT TO DO AND WHAT TO KNOW BEFORE YOU GO Winter weather driving conditions have arrived in the Pacific Northwest, delivering snow in the mountains and rain in the lowlands. Safe driving is important year-round, but especially during fall and winter when weather conditions become more unpredictable. The NW Insurance […]
November 9, 2023
millerinsWhat should you look at when shopping for car insurance?
Shopping for car insurance can be a crucial task to ensure you have the right coverage at a reasonable cost. Here are some key factors to consider: Coverage Types and Limits: Understand the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Determine the coverage limits that suit your […]
November 14, 2023
millerinsReasons to Carry Umbrella Insurance
High-net-worth individuals often have substantial assets and wealth, making them potential targets for legal actions or lawsuits. While primary insurance policies (such as homeowners, auto, and liability insurance) provide coverage up to a certain limit, they may not be sufficient to protect a high-net-worth individual’s assets in the event of a catastrophic lawsuit. Here are […]
November 27, 2023
millerinsWhat coverage to look for when shopping for home insurance.
When shopping for home insurance, it’s essential to look for coverage that adequately protects your home and belongings. Here are key coverage types to consider: Dwelling Coverage: Covers the structure of your home, including the roof, walls, floors, and built-in appliances. Make sure the coverage amount is sufficient to rebuild your home in case of […]
November 30, 2023
millerinsWhat should I look for when insuring my business in Everett Washington
When insuring your business in Everett, WA, there are several factors to consider to ensure that you have adequate coverage tailored to your specific needs. Here are some key aspects to look for when selecting business insurance: Industry-Specific Coverage: Depending on your business type, certain industries may have specific insurance needs. For example, a restaurant […]
December 7, 2023
millerinsWhat are my insurance liability risks as a general contractor in Washington State?
I am not a lawyer, so it’s important to consult with legal experts for advice tailored to your specific situation. However, I can provide you with some general information on insurance liability risks that general contractors in Everett, Washington may face. Keep in mind that regulations and requirements may change and it’s crucial to stay […]
January 3, 2024
millerinsThe higher cost of insuring an electric vehicle and why
Specific details about insurance for electric vehicles (EVs) in Everett, Washington are subject to constant change in this new era of battery powered vehicles. However, I can provide you with some general considerations and potential challenges that are often associated with insuring electric vehicles: Cost of Repairs: Electric vehicles generally have unique components and advanced […]
January 16, 2024
millerinsHomeowners insurance covering winter weather damage
Homeowners insurance typically provides coverage for a variety of risks, including damage caused by winter weather conditions. However, the specific coverage can vary based on your policy and the insurance provider. Here are some common types of winter weather damage that may be covered by homeowners insurance: Frozen Pipes: If your pipes freeze and burst, […]
January 24, 2024
millerinsWhat are the biggest insurance risks to my business?
The biggest insurance risks for a business can vary depending on the nature of the business, industry, and other factors. However, some common risks that businesses often consider protecting against include: Property Damage: Coverage for damage to your business property caused by events like fire, vandalism, or natural disasters. Liability Claims: Protection against claims of […]
February 5, 2024
millerinsWhat can I do to help control my insurance rates?
Controlling your insurance rates often involves a combination of factors that insurers consider when determining premiums. Here are some general tips that may help you manage and potentially reduce your insurance rates: Maintain a Good Driving Record: Avoid traffic violations, accidents, and other infractions. Safe driving can often lead to lower premiums. Bundle Policies: Consider […]