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Home » Blog

Blog

June 15, 2023
Agency

How Telematics can help you save on Auto Insurance

Telematics uses wireless technology to monitor and troubleshoot a wide variety of vehicle performance information in real time. It makes possible many common and useful applications you may already be using such as onboard GPS, OnStar, and other security features. This technology can also help you save on auto insurance by allowing you to prove […]
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July 5, 2023
Agency

How Insurers Make Money

Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. Insurance companies invest […]
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July 12, 2023
millerins

RV Safe Driving

Tips for safe driving in your RV With spring just around the corner, it’s a great time for a “spring break” RV trip. Whether you’re heading to your favorite campground or planning your getaway a lot farther from home, you’ll want to make the trip safely At The Miller Insurance Agency, we want you to […]
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August 1, 2023
millerins

BOAT & WATERCRAFT INSURANCE The Miller Insurance Agency can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the […]
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August 9, 2023
millerins

Insurance terms, explained

Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. To make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we recommend […]
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August 23, 2023
millerins

The looming crisis that’s going to crush homeowners from coast to coast

As the risk of wildfires and storms grows, owning a home is getting riskier — and it’s showing up in the insurance market.  Insurance 101 The business of private insurance is the business of balancing risk and profit. To maintain profitability, insurance companies have to take in more in monthly premium payments from customers than […]
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September 5, 2023
millerins

SHOULD I BUY RENTAL CAR INSURANCE?

A Perspective reader recently asked us the question that every vacationer who rents a car wants to know: “Should I buy the Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) that the rental car agent offers?” Or, in simpler terms: “Is it worth paying extra money for the additional “insurance” that’s offered to you by the rental car company […]
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September 14, 2023
millerins

4 reasons why your car insurance premium is soaring

It’s not only car prices that are giving drivers sticker shock these days — it’s also happening when they open their car insurance bills. The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday. On a monthly basis, car […]
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October 4, 2023
millerins

Filing an auto insurance claim (and when you might not want to)

Your driving record is a key component that determines how much you pay for auto insurance. A single accident can really cost you, especially if there’s significant property and medical damage. Premiums can increase by almost 50% after an at-fault accident claim, according to an analysis by The Zebra, an insurance comparison website. As you might […]
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October 30, 2023
millerins

Driving Tips for Rainy Weather

7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver in Washington State has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for […]
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