November 6, 2017
AgencyBusiness Continuity Planning in 4 Steps
There are many reasons why your company needs a business continuity plan. Having a strategy – before an event happens – helps to maximize the chance your business can recover while minimizing the loss of property, life and assets. Developing your business continuity plan should be a thoughtful process resulting in a plan that can […]
November 8, 2017
AgencyAuto Insurance – Vehicle Theft Prevention
The “Layered Approach” to Protection Professional thieves can steal any car, but make them work for yours. To prevent thefts, the National Insurance Crime Bureau (NICB) recommends “Layered Protection.” The more layers of protection on your vehicle, the more difficult it is to steal. The number of layers your vehicle needs varies depending on your […]
November 13, 2017
AgencyRenters’ Insurance Needs
Persons who live in apartments or rent a residence are fortunate. Most insurance companies can protect their assets and belongings by using a policy that is designed especially for tenants; a renters policy. Typical policies cover your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for […]
November 16, 2017
AgencyDo you need flood insurance?
Many Americans don’t need to wonder if they need flood insurance — it’s required as a condition of their home loan. But unlike car insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the premium outweigh the actual […]
November 28, 2017
AgencyAuto Insurance – Accidents happen – even to the most careful drivers.
Knowing what to do after an accident will help you to remain calm and in control. It can also help you get back on the road faster. Accident Checklist Get help for the injured. Call the police. Remain at the scene of the accident. Warn oncoming traffic. Set hazard lights and flares. Try to remain […]
December 5, 2017
AgencyHome Insurance – Is Your Home Winter Ready?
If you live in a climate that includes cold winters, you know the season creates special challenges for homeowners. In this article, we discuss an icy situation. Ice Dams An ice dam refers to ice that has formed along a roof’s edge. The dam of ice blocks additional water and the pooling water backs up […]
December 11, 2017
AgencyAuto Insurance – The Need for Rental Reimbursement
Generally, carrying both adequate liability and physical damage coverage on your vehicle will be enough protection in the aftermath of an accident. However, be sure that you don’t overlook Rental Reimbursement, as it is typically only offered as an option. For example, an accident disables your car. Well, that happens. Your insurance company arranges for […]
December 14, 2017
AgencyCar Insurance – Best & Worst Drivers by State 2017
If you feel like you’re constantly surrounded by subpar drivers, you might be onto something. Car-related deaths have risen a staggering 14 percent since 2015. A report from the III shows that car accidents rates are going up, and so too is the average cost of a car accident. What’s behind these disturbing trends? Two […]
December 19, 2017
AgencyCar Insurance – Sometimes Less is Less
Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum […]
December 29, 2017
AgencyHomeowners Insurance – Be A Common Sense Host
Holidays and special events often include celebrations that bring together families and friends in homes across the country. Food, fun, conversations and spirits flow generously. Unfortunately, such celebrations may be accompanied by injuries and accidents, especially when alcoholic drinks are involved. Increased drinking leads to an increased chance for a personal tragedy and the consequences […]