April 6, 2017
AgencyAuto Insurance – Talking to Your Teen About Safe Driving
When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being […]
April 13, 2017
AgencyHome Insurance – How Much are Your Possessions Worth?
In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. […]
April 18, 2017
AgencyAuto Insurance – Sometimes Less is Less
Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum […]
April 28, 2017
AgencyBusiness Insurance – Office Functions and Alcohol
The office picnic, office-sponsored sports activities, holiday party, and client party may involve serving and consuming alcoholic beverages. Can a business be held responsible for injuries or damage that result from serving alcohol? Is the current insurance program sufficient to address this concern? Is it necessary to purchase special insurance? State alcohol laws (called Dram […]
May 5, 2017
AgencyInsurance Deductibles
Insurance policy deductibles serve a couple of very important objectives. First, deductibles allow insurance companies to save money by not having to respond to frequently occurring, minor losses. In other words, a million one-dollar losses still add up to a million dollars. Second, deductibles create an incentive for insurance consumers to make the effort to […]
May 8, 2017
AgencyInsurance Companies Start Noticing The Legal Cannabis Industry
The marijuana industry’s shady past and current illegal status at the federal level have kept most insurance companies from offering policies to the new industry. “Few and far between,” is the way Paul Warshaw CEO of GreenRush in California describes the options. His technology company works with more than fifty medical marijuana dispensaries and he […]
May 11, 2017
AgencyHome Insurance – Are You Liable For Summer Fun?
Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and sports equipment (or getting it out of storage) and renewing park and […]
May 17, 2017
AgencyCommercial Auto Insurance – Ride Sharing
Most cars are, well, under-used. Consider cars used for commuting to work. During the work week, the majority of vehicles are driven to work (or to a mass-transit site), sit there during the entire work day, then are driven back home….where often they sit until the next work day. Those that are used during the […]
May 23, 2017
AgencyInsurance Claims – The Loss is Only the Beginning
After an accident, a policyholder has to meet obligations that may affect whether an insurer pays the claim. The duties help an insurer to determine whether payment is due or how much it has to pay. Notification–You must contact the insurance company with accident details. Notification may be through an agent and it should include […]
May 31, 2017
AgencyAuto Insurance – Washington State’s New Distracted Driving Law
What drivers can and cannot do under Washington state’s new distracted-driving law In 2 months Washington drivers will need to adapt to the new distracted-driving law. This new law will go into effect in late July and for those unfamiliar here are some FAQ’s in regards to the changes. Q. When does the law take […]