April 24, 2023
AgencyState of Auto Insurance in 2023
Car insurance rates are expected to increase by 8.4% across the U.S. in 2023, amid the increase in drivers returning to the road. That’s the biggest jump in car insurance costs in the past six years. The average cost of full coverage car insurance across the U.S. is $1,780 per year. ValuePenguin used the Quadrant […]
May 4, 2023
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
July 5, 2023
AgencyHow Insurers Make Money
Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. Insurance companies invest […]
July 12, 2023
millerinsRV Safe Driving
Tips for safe driving in your RV With spring just around the corner, it’s a great time for a “spring break” RV trip. Whether you’re heading to your favorite campground or planning your getaway a lot farther from home, you’ll want to make the trip safely At The Miller Insurance Agency, we want you to […]
August 1, 2023
millerinsBOAT & WATERCRAFT INSURANCE The Miller Insurance Agency can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the […]
August 9, 2023
millerinsInsurance terms, explained
Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. To make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we recommend […]
August 23, 2023
millerinsThe looming crisis that’s going to crush homeowners from coast to coast
As the risk of wildfires and storms grows, owning a home is getting riskier — and it’s showing up in the insurance market. Insurance 101 The business of private insurance is the business of balancing risk and profit. To maintain profitability, insurance companies have to take in more in monthly premium payments from customers than […]
September 5, 2023
millerinsSHOULD I BUY RENTAL CAR INSURANCE?
A Perspective reader recently asked us the question that every vacationer who rents a car wants to know: “Should I buy the Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) that the rental car agent offers?” Or, in simpler terms: “Is it worth paying extra money for the additional “insurance” that’s offered to you by the rental car company […]
September 14, 2023
millerins4 reasons why your car insurance premium is soaring
It’s not only car prices that are giving drivers sticker shock these days — it’s also happening when they open their car insurance bills. The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday. On a monthly basis, car […]
October 4, 2023
millerinsFiling an auto insurance claim (and when you might not want to)
Your driving record is a key component that determines how much you pay for auto insurance. A single accident can really cost you, especially if there’s significant property and medical damage. Premiums can increase by almost 50% after an at-fault accident claim, according to an analysis by The Zebra, an insurance comparison website. As you might […]