Renters Insurance

Cover your property in your rental house or apartment if something bad happens.

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Tenant coverage covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

Tenant insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.


Tenant Insurance covers if you are forced out of your home because of a disaster your additional living expenses will be covered. 


Tenant insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company. 

Insurance for tenants also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Deciding How Much Renters Insurance You Need. 

  1. Add up the cost of everything you would want to replace if it were damaged or stolen.

  2. Create an inventory; record model numbers, dates and places of purchase.

  3. Take photographs or make a video of these items.

  4. Place a copy of the inventory in safe place away from your home.

  5. Remember to add items to your tenant coverage when you make large purchases.


If you rent an apartment or house you need insurance to protect your belongings.

While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies. 

Service Areas:

Everett-WA, Marysville-WA, Bothell-WA, Mill Creek-WA, Lynnwood-WA, Arlington-WA, Lake Stevens-WA,
Monroe-WA, Kirkland-WA, Bellevue-WA, Seattle-WA, and King and Snohomish Counties.

This policy may also qualify for a multi-policy discount.


Already a customer of The Miller Insurance AgencyWe have policy management forms available for your convenience.