Boat & Watercraft Insurance

You will need boat insurance if your water vehicle has an outboard or inboard motor.

Why do you need insurance for your boat or personal watercraft?

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment.

Here are a few things when considering insurance for your boat or watercraft.

Here are a 7 things to consider as you meet your insurance agent.

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits.

You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

5 Things your personal watercraft insurance policy should cover:

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories. 

To be a safer boater follow these useful boating safety tips.

You should talk to your insurance representative about the type of coverage that would best suit your needs. 

Areas we serve

Everett-WA, Marysville-WA, Bothell-WA, Mill Creek-WA,
Lynnwood-Wa, Arlington-WA, Lake Stevens-WA, Monroe-WA, Kirkland-WA, Bellevue-WA,
Seattle-WA, King County-WA, Snohomish County-WA

This policy may also qualify for a multi-policy discount.
Already a customer of The Miller Insurance Agency? We have policy management forms available for your convenience.